1 General information
2 IFRS accounting principles
3 Critical estimates and assessments concerning the use of accounting principles
4 Segment information
5 Capital adequacy and capital management
6 Risk factors
Credit risk
7 Credit institutions - loans and advances
8 Loans and advances to customers
9 Derecognition of financial assets
10 Age breakdown of contracts fallen due but not written down
11 Losses on loans and guarantees
12 Credit risk exposure for each internal risk rating
13 Maximum credit risk exposure, disregarding collateral
14 Financial instruments and offsetting
15 Credit quality per class of financial assets
Market risk
16 Market risk related to interest rate risk
17 Market risk related to currency exposure
Liquidity risk
18 Liquidity risk
19 Maturity analysis of assets and liabilities
Income statement
20 Net interest income
21 Net commission income and other income
22 Net profit/(loss) from financial assets
23 Personnel expenses and emoluments to senior employees and elected officers
24 Other operating expenses
25 Pension
26 Income tax
Balance sheet
27 Measurement of fair value of financial instruments
28 Fair value of financial instruments
29 Money market certificates and bonds
30 Financial derivatives
31 Shares, units and other equity interests
32 Goodwill
33 Property, plant and equipment
34 Other assets
35 Deposits from and liabilities to customers
36 Debt securities in issue
37 Other debt and liabilities
38 Subordinated debt and hybrid equity issue
39 Investments in owner interests
Additional information
40 Business acquisitions/business combinations
41 Significant transactions with related companies
42 ECC capital and ownership structure
43 Dividends from subsidiaries
44 Subsequent events
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