Note 18 - Liquidity risk
Liquidity risk is the risk that the group will be unable to refinance its debt or unable to finance increases in its assets. See note 6 on risk factors for a detailed description.
| Group | |||||||||
| At 31.12.2014 (NOK million) | On demand | Below 3 months | 3-12 months | 1-5 yrs | Above 5 yrs | Total | |||
| Cash flows related to liabilities | |||||||||
| Debt to credit institutions | 7,696 | 1,301 | - | - | 121 | 9,118 | |||
| Deposits from and debt to customers | 54,893 | 1,358 | 1,429 | 2,975 | - | 60,655 | |||
| Debt created by issuance of securities | - | 3,621 | 1,245 | 24,419 | 2,578 | 31,863 | |||
| Derivatives - contractual cash flow out | - | 904 | 748 | 7,703 | 1,555 | 10,910 | |||
| Other commitments | 37 | 1,370 | 537 | 96 | - | 2,040 | |||
| Subordinated debt | - | - | - | 2,808 | 450 | 3,258 | |||
| Total cash flow, liabilities | 62,626 | 8,555 | 3,959 | 38,001 | 4,704 | 117,844 | |||
| Contractual cash flows out | - | 904 | 748 | 7,703 | 1,555 | 10,910 | |||
| Contractual cash flows in | - | -938 | -902 | -8,055 | -1,744 | -11,639 | |||
| Net contractual cash flows | - | -33 | -154 | -352 | -189 | -729 | |||
| Group | |||||||||
| At 31.12.2013 (NOK million) | On demand | Below 3 months | 3-12 months | 1-5 yrs | Above 5 yrs | Total | |||
| Cash flows related to liabilities | |||||||||
| Debt to credit institutions | 4,161 | 87 | 1,143 | 1,052 | 131 | 6,573 | |||
| Deposits from and debt to customers | 50,039 | 1,385 | 1,486 | 2,969 | - | 55,879 | |||
| Debt created by issuance of securities | - | 4,965 | 4,698 | 21,622 | 2,400 | 33,685 | |||
| Derivatives - contractual cash flow out | - | 1,584 | 845 | 5,443 | 1,429 | 9,301 | |||
| Other commitments | 34 | 1,595 | 608 | 66 | - | 2,303 | |||
| Subordinated debt | - | - | - | 2,772 | 450 | 3,222 | |||
| Total cash flow, liabilities | 54,234 | 9,616 | 8,780 | 33,924 | 4,410 | 110,964 | |||
| Contractual cash flows out | - | 1,584 | 845 | 5,443 | 1,429 | 9,301 | |||
| Contractual cash flows in | - | -1,578 | -1,004 | -6,039 | -1,646 | -10,267 | |||
| Net contractual cash flows | - | 6 | -159 | -596 | -217 | -966 | |||
Does not include value adjustments for financial instruments at fair value.
Financial results
Annual report and notes
