Statement of Financial Position
| Parent bank | Group | ||||
| 31.12.21 | 31.12.22 | (NOKm) | Note | 31.12.22 | 31.12.21 |
| ASSETS | |||||
| 1,252 | 1,171 | Cash and receivables from central banks | 12,24 | 1,171 | 1,252 |
| 13,190 | 21,972 | Deposits with and loans to credit institutions | 7,12,13,24,26 | 11,663 | 4,704 |
| 135,766 | 139,550 | Net loans to and receivables from customers | 4,8,9,10,11,12,13,24,25,26 | 151,549 | 145,890 |
| 30,762 | 38,072 | Fixed-income CDs and bonds | 12,24,25,28,29 | 38,073 | 30,762 |
| 3,192 | 6,804 | Derivatives | 12,24,25,28,29 | 6,804 | 3,224 |
| 402 | 417 | Shares, units and other equity interests | 24,25,30 | 840 | 2,654 |
| 4,590 | 5,063 | Investment in related companies | 39,40,41,44 | 8,075 | 7,384 |
| 2,374 | 2,379 | Investment in group companies | 39,41 | -0 | - |
| 98 | 98 | Investment held for sale | 30,39 | 1,919 | 59 |
| 458 | 467 | Intangible assets | 31 | 663 | 853 |
| 1,082 | 2,092 | Other assets | 12,22,23,24,26,32,33 | 2,555 | 2,062 |
| 193,165 | 218,085 | Total assets | 14,15 | 223,312 | 198,845 |
| LIABILITIES | |||||
| 14,342 | 14,636 | Deposits from credit institutions | 7,24,26 | 14,636 | 15,065 |
| 112,028 | 122,699 | Deposits from and debt to customers | 4,24,26,35 | 122,010 | 111,286 |
| 40,332 | 47,474 | Debt created by issue of securities | 24,26,29,36 | 47,474 | 40,332 |
| 3,500 | 8,307 | Derivatives | 24,25,28,29 | 8,307 | 3,909 |
| 1,855 | 2,067 | Other liabilities | 22,23,24,25,26,37 | 2,725 | 3,215 |
| - | - | Investment held for sale | 39 | 1,093 | 1 |
| 1,753 | 2,015 | Subordinated loan capital | 5,24,26,38 | 2,058 | 1,796 |
| 173,809 | 197,199 | Total liabilities | 16 | 198,303 | 175,603 |
| EQUITY | |||||
| 2,597 | 2,597 | Equity capital certificates | 43 | 2,597 | 2,597 |
| -0 | -0 | Own holding of ECCs | 43 | -11 | -9 |
| 895 | 895 | Premium fund | 895 | 895 | |
| 7,007 | 7,877 | Dividend equalisation fund | 7,828 | 6,974 | |
| 970 | 840 | Recommended dividends | 840 | 970 | |
| 547 | 474 | Provision for gifts | 474 | 547 | |
| 5,918 | 6,408 | Ownerless capital | 6,408 | 5,918 | |
| 171 | 70 | Unrealised gains reserve | 70 | 171 | |
| - | -0 | Other equity capital | 3,142 | 2,896 | |
| 1,250 | 1,726 | Additional Tier 1 Capital | 5,38 | 1,769 | 1,293 |
| Non-controlling interests | 997 | 989 | |||
| 19,356 | 20,887 | Total equity capital | 5 | 25,009 | 23,241 |
| 193,165 | 218,085 | Total liabilities and equity | 14,15 | 223,312 | 198,845 |
| Trondheim, 1 March 2023 | ||
| The Board of Directors of SpareBank 1 SMN | ||
| Kjell Bjordal | Christian Stav | Freddy Aursø |
| (chair) | (deputy chair) | |
| Mette Kamsvåg | Tonje Eskeland Foss | Morten Loktu |
| Eli Skrøvset | Christina Straub | Inge Lindseth |
| (employee rep.) | (employee rep.) | |
| Jan-Frode Janson | ||
| (Group CEO) | ||
Financial results
Annual report and notes
