Statement of Financial Position
| Parent Bank | Group | ||||
| 31 Dec 2020 | 31 Dec 2021 | (NOK million) | Notes | 31 Dec 2021 | 31 Dec 2020 |
| ASSETS | |||||
| 2,764 | 1,252 | Cash and receivables from central banks | 12,24 | 1,252 | 2,764 |
| 12,901 | 13,190 | Deposits with and loans to credit institutions | 7,12,13,24,26 | 4,704 | 5,091 |
| 124,214 | 135,766 | Net loans to and receivables from customers | 4,8,9,10,11,12,13,24,25,26 | 145,890 | 133,131 |
| 26,684 | 30,762 | Fixed-income CDs and bonds | 12,13,24,25,27 | 30,762 | 26,606 |
| 7,175 | 3,192 | Derivatives | 12,24,25,28,29 | 3,224 | 7,226 |
| 319 | 402 | Shares, units and other equity interests | 24,25,30 | 2,654 | 2,366 |
| 4,933 | 4,590 | Investments in related companies | 39,40,41,44 | 7,384 | 7,324 |
| 2,317 | 2,374 | Investment in group companies | 39,41 | - | - |
| 82 | 98 | Investment held for sale | 30,39 | 59 | 41 |
| 515 | 458 | Intangible assets | 31 | 853 | 905 |
| 963 | 1,082 | Other assets | 4,12,22,23,24,26,32,33,34 | 2,062 | 2,457 |
| 182,870 | 193,165 | Total assets | 14,15 | 198,845 | 187,912 |
| LIABILITIES | |||||
| 14,629 | 14,340 | Deposits from credit institutions | 7,24,26 | 15,063 | 15,094 |
| 98,166 | 112,028 | Deposits from and debt to customers | 4,24,26,35 | 111,286 | 97,529 |
| 41,920 | 40,332 | Debt created by issue of securities | 24,26,29,36 | 40,332 | 41,920 |
| 6,845 | 3,500 | Derivatives | 24,25,28,29 | 3,909 | 7,179 |
| 1,466 | 1,857 | Other liabilities | 22,23,24,25,26,37 | 3,217 | 3,084 |
| - | - | Investment held for sale | 39 | 1 | 1 |
| 1,752 | 1,753 | Subordinated loan capital | 5,24,26,38 | 1,796 | 1,795 |
| 164,778 | 173,809 | Total liabilities | 16 | 175,603 | 166,602 |
| EQUITY | |||||
| 2,597 | 2,597 | Equity capital certificates | 43 | 2,597 | 2,597 |
| -0 | -0 | Own holding of ECCs | 43 | -9 | -9 |
| 895 | 895 | Premium fund | 895 | 895 | |
| 6,556 | 7,007 | Dividend equalisation fund | 6,974 | 6,536 | |
| 569 | 970 | Allocated to dividends | 970 | 569 | |
| 321 | 547 | Allocated to gifts | 547 | 321 | |
| 5,664 | 5,918 | Ownerless capital | 5,918 | 5,664 | |
| 239 | 171 | Unrealised gains reserve | 171 | 239 | |
| - | - | Other equity capital | 2,896 | 2,366 | |
| 1,250 | 1,250 | Additional Tier 1 Capital | 5,38 | 1,293 | 1,293 |
| Non-controlling interests | 989 | 838 | |||
| 18,092 | 19,356 | Total equity | 5 | 23,241 | 21,310 |
| 182,870 | 193,165 | Total liabilities and equity | 14,15 | 198,845 | 187,912 |
| Trondheim, 2 March 2022 | ||
| The Board of Directors of SpareBank 1 SMN | ||
| Kjell Bjordal | Christian Stav | Janne T. Thomsen |
| (chair) | (deputy chair) | |
| Mette Kamsvåg | Tonje Eskeland Foss | Morten Loktu |
| Freddy Aursø | Christina Straub | Inge Lindseth |
| (employee rep.) | (employee rep.) | |
| Jan-Frode Janson | ||
| (Group CEO) | ||
Financial results
Annual report and notes
