Statement of Financial Position
| Parent Bank | Group | ||||
| 31 Dec 2019 | 31 Dec 2020 | (NOK million) | Notes | 31 Dec 2020 | 31 Dec 2019 |
| ASSETS | |||||
| 761 | 2,764 | Cash and receivables from central banks | 12,24 | 2,764 | 761 |
| 9,181 | 12,901 | Deposits with and loans to credit institutions | 7,12,13,24,26 | 5,091 | 2,110 |
| 117,033 | 124,214 | Loans to and receivables from customers | 4,8,9,10,11,12,13,24,25,26 | 133,131 | 125,279 |
| 23,195 | 26,684 | Fixed-income CDs and bonds | 12,13,24,25,28 | 26,606 | 23,115 |
| 2,872 | 7,175 | Derivatives | 12,24,25,28,29 | 7,226 | 2,972 |
| 355 | 319 | Shares, units and other equity interests | 24,25,30 | 2,366 | 2,953 |
| 4,526 | 4,933 | Investments in related companies | 39,40,41,44 | 7,324 | 6,468 |
| 2,309 | 2,317 | Investment in group companies | 39,41 | - | - |
| 82 | 82 | Investment held for sale | 30,39 | 41 | 40 |
| 512 | 515 | Intangible assets | 31 | 905 | 872 |
| 1,241 | 963 | Other assets | 4,12,22,23,24,26,32,33 | 2,457 | 2,092 |
| 162,066 | 182,870 | Total assets | 14,15 | 187,912 | 166,662 |
| LIABILITIES | |||||
| 7,585 | 12,630 | Deposits from credit institutions | 7,24,26 | 13,095 | 8,853 |
| 86,870 | 98,166 | Deposits from and debt to customers | 4,24,26,35 | 97,529 | 85,917 |
| 43,014 | 43,919 | Debt created by issue of securities | 24,26,29,36 | 43,919 | 43,014 |
| 3,159 | 6,845 | Derivatives | 24,25,28,29 | 7,179 | 3,528 |
| 1,570 | 1,466 | Other liabilities | 22,23,24,25,26,37 | 3,084 | 2,841 |
| - | - | Investment held for sale | 39 | 1 | 0 |
| 2,047 | 1,752 | Subordinated loan capital | 5,24,26,38 | 1,795 | 2,090 |
| 144,245 | 164,778 | Total liabilities | 16 | 166,602 | 146,243 |
| EQUITY | |||||
| 2,597 | 2,597 | Equity capital certificates | 43 | 2,597 | 2,597 |
| -0 | -0 | Own holding of ECCs | 43 | -9 | -11 |
| 895 | 895 | Premium fund | 895 | 895 | |
| 6,144 | 6,556 | Dividend equalisation fund | 6,536 | 6,123 | |
| 840 | 569 | Allocated to dividends | 569 | 840 | |
| 474 | 321 | Allocated to gifts | 321 | 474 | |
| 5,432 | 5,664 | Ownerless capital | 5,664 | 5,432 | |
| 189 | 239 | Unrealised gains reserve | 239 | 189 | |
| - | - | Other equity capital | 2,366 | 1,827 | |
| 1,250 | 1,250 | Additional Tier 1 Capital | 5,38 | 1,293 | 1,293 |
| Non-controlling interests | 838 | 761 | |||
| 17,822 | 18,092 | Total equity | 5 | 21,310 | 20,420 |
| 162,066 | 182,870 | Total liabilities and equity | 14,15 | 187,912 | 166,662 |
| Trondheim, 4 March 2021 | ||
| The Board of Directors of SpareBank 1 SMN | ||
| Kjell Bjordal | Bård Benum | Christian Stav |
| (chair) | (deputy chair) | |
| Mette Kamsvåg | Tonje Eskeland Foss | Morten Loktu |
| Janne T. Thomsen | Christina Straub | Inge Lindseth |
| (employee rep.) | (employee rep.) | |
| Jan-Frode Janson | ||
| (Group CEO) | ||
Financial results
Annual report and notes
