Net profit: 2,785 million
I often reflect on the legacy managed by SpareBank 1 SMN and the responsibility we hold. On the one hand it’s about continuing our DNA – about maintaining our presence, local-level decision making and active social commitment. On the other it’s about evolving to meet a world in rapid change and more uncertain than for a long time.
SpareBank 1 SMN delivered an excellent result in 2022, and is on target in terms of profitability and capitalisation. The business lines have performed well and the group’s market position has strengthened.
At the start of 2023 uncertainty in the economy persists with a reduction in households’ purchasing power and increased pessimism in business and industry. Unemployment nonetheless remains extremely low in Mid-Norway, at the same time as there are signs that inflation is levelling off and expectations that the base rate is close to peaking.
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