Income statement

Parent Bank				Group
2017	2018	(NOK million)	Notes	2018	2017

3,173	3,335	Interest income effective interest method	5,19	3,660	3,434
399	401	Other interest income		398	395
1,599	1,640	Interest expenses	5,19	1,655	1,600
1,972	2,097	Net interest income		2,403	2,225

1,098	1,102	Commission income	5,20	1,387	1,390
98	92	Commission expenses	5,20	168	168
38	32	Other operating income	5,20	958	783
1,038	1,042	Commission income and other income		2,177	2,005

629	516	Dividends	21,44	8	6
-	-	Income from investment in related companies	5,21,39	416	437
146	152	Net return on financial instruments	5,21	334	317
776	668	Total net return on financial investments		757	760

3,786	3,807	Net operating income		5,337	4,989

575	577	Staff costs	22,24	1,584	1,426
634	685	Other operating expenses	23,32,33	1,040	943
1,209	1,262	Total operating expenses		2,624	2,369

2,577	2,546	Result before losses		2,713	2,621

323	229	Loss on loans, guarantees etc.	5,11	263	341
2,253	2,316	Result before tax		2,450	2,279

403	456	Tax charge	25	509	450
-	62	Result investment held for sale, after tax	39	149	-1
1,850	1,922	Profit for the year		2,090	1,828

33	36	Attributable to additional Tier 1 Capital holders		37	33
1,162	1,207	Attributable to Equity capital certificate holders		1,291	1,128
655	680	Attributable to the saving bank reserve		727	636
		Attributable to non-controlling interests		34	32
1,850	1,922	Profit for the year		2,090	1,828
		Profit/Diluted profit per ECC		9.97	8.71

Other comprehensive income

Parent Bank				Group
2017	2018	(NOK million)	Notes	2018	2017
1,850	1,922	Net profit		2,090	1,828

		Items that will not be reclassified to profit/loss
-24	18	Actuarial gains and losses pensions	24	18	-20
6	-6	Tax		-6	5
-	-	Share of other comprehensive income of associates and joint venture		1	4
-18	12	Total		13	-11

		Items that will be reclassified to profit/loss
15	-	Fair value change on financial assets through other comprehensive income		-	15
-	-2	Value changes on loans measured at fair value		-2	-
-	-	Share of other comprehensive income of associates and joint venture		-38	4
15	-2	Total		-40	19
-3	11	Net other comprehensive income		-27	8
1,847	1,933	Total other comprehensive income		2,063	1,836
33	36	Attributable to additional Tier 1 Capital holders		37	33
1,160	1,213	Attributable to Equity capital certificate holders		1,274	1,132
654	684	Attributable to the saving bank reserve		718	638
		Attributable to non-controlling interests		34	32
1,847	1,933	Total other comprehensive income		2,063	1,836

Other comprehensive income comprise items reflected directly in equity capital that are not transactions with owners, cf. IAS 1.