Note 35 - Deposits from and liabilities to customers

Parent Bank   Group
31 Dec 14 31 Dec 15 Deposits from and liabilities to customers (NOK million) 31 Dec 15 31 Dec 14
55,418 59,382 Deposits from and liabilities to customers without agreed maturity  58,381 54,895
5,785 5,709 Deposits from and liabilities to customers with agreed maturity  5,709 5,785
61,202 65,091 Total deposits from and liabilities to customers 64,090 60,680
         
2.1 % 1.5 % Average interest rate 1.5 % 2.1 %
         
Fixed interest deposits account for 0.9 per cent (2.2 per cent) of total deposits. 
         
         
31 Dec 14 31 Dec 15 Deposits specified by sector and industry 31 Dec 15 31 Dec 14
26,496 28,336 Wage earners 28,336 26,496
5,254 7,221 Public administration 7,221 5,254
2,354 2,541 Agriculture, forestry, fisheries and hunting 2,541 2,354
402 674 Sea farming industries 674 402
2,359 2,518 Manufacturing 2,518 2,359
2,117 2,164 Construction, power and water supply 2,164 2,117
4,221 4,116 Retail trade, hotels and restaurants 4,116 4,221
2,346 1,994 Maritime sector 1,994 2,346
4,051 4,295 Property management 4,099 3,919
4,540 4,836 Business services 4,836 4,540
4,488 4,643 Transport and other services provision 4,138 4,131
2,574 1,755 Other sectors 1,454 2,542
61,202 65,091 Total deposits from customers broken down by sector and industry 64,090 60,680
         
         
31 Dec 14 31 Dec 15 Deposits specified by geographic area 31 Dec 15 31 Dec 14
23,468 24,657 Sør-Trøndelag 23,690 22,946
14,366 16,662 Nord-Trøndelag 16,662 14,366
11,518 13,412 Møre og Romsdal 13,412 11,518
826 1,300 Sogn og Fjordane 1,300 826
388 544 Nordland 544 388
5,668 4,861 Oslo 4,826 5,668
4,969 3,184 Other counties 3,184 4,969
0 472 Abroad 472 0
61,202 65,091 Total deposits broken down by geographic area 64,090 60,680

Financial results

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