Note 35 - Deposits from and liabilities to customers

Accounting Policy

Customer deposits are recognised at amortised cost

 

Parent Bank   Group
31 Dec 2022 31 Dec 2023 Deposits from and liabilities to customers (NOKm) 31 Dec 2023 31 Dec 2022
88,068 87,652 Deposits from and liabilities to customers without agreed maturity  87,081 87,380
34,632 45,810 Deposits from and liabilities to customers with agreed maturity  45,808 34,630
122,699 133,462 Total deposits from and liabilities to customers 132,888 122,010
         
1.3 % 2.9 % Average interest rate 2.9 % 1.3 %
         
    Fixed interest deposits account for 7.1 per cent (4.0 per cent) of total deposits.  
         
         
31 Dec 2022 31 Dec 2023 Deposits specified by sector and industry 31 Dec 2023 31 Dec 2022
48,316 57,874 Wage earners 57,874 48,316
21,690 19,437 Public administration 19,437 21,690
2,159 2,460 Agriculture and forestry 2,460 2,159
1,366 1,588 Fisheries and hunting 1,588 1,366
644 1,157 Sea farming industries 1,157 644
2,881 2,671 Manufacturing 2,671 2,881
5,534 5,251 Construction, power and water supply 5,251 5,534
6,065 5,996 Retail trade, hotels and restaurants 5,996 6,065
1,198 1,132 Maritime sector 1,132 1,198
5,645 5,867 Property management 5,787 5,577
13,036 13,413 Business services 13,413 13,036
9,364 11,164 Transport and other services provision 10,698 8,856
4,800 5,452 Other sectors 5,425 4,687
122,699 133,462 Total deposits from customers broken down by sector and industry 132,888 122,010
         
         
31 Dec 2022 31 Dec 2023 Deposits specified by geographic area 31 Dec 2023 31 Dec 2022
77,655 79,421 Trøndelag 78,847 77,047
19,425 26,081 Møre og Romsdal 26,081 19,425
1,894 1,336 Nordland 1,336 1,894
9,431 11,431 Oslo 11,431 9,349
11,621 12,561 Other counties 12,561 11,621
2,673 2,633 Abroad 2,633 2,673
122,699 133,462 Total deposits broken down by geographic area 132,888 122,010
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Financial results

Annual report and notes

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