Note 35 - Deposits from and liabilities to customers
| Parent Bank | Group | |||
| 31 Dec 2019 | 31 Dec 2020 | Deposits from and liabilities to customers (NOK million) | 31 Dec 2020 | 31 Dec 2019 |
| 63,177 | 74,542 | Deposits from and liabilities to customers without agreed maturity | 73,906 | 62,224 |
| 23,693 | 23,624 | Deposits from and liabilities to customers with agreed maturity | 23,622 | 23,693 |
| 86,870 | 98,166 | Total deposits from and liabilities to customers | 97,529 | 85,917 |
| 1.2 % | 0.8 % | Average interest rate | 0.8 % | 1.2 % |
| Fixed interest deposits account for 3.4 per cent (5.1 per cent) of total deposits. | ||||
| 31 Dec 2019 | 31 Dec 2020 | Deposits specified by sector and industry | 31 Dec 2020 | 31 Dec 2019 |
| 35,664 | 40,600 | Wage earners | 40,600 | 35,664 |
| 13,162 | 12,711 | Public administration | 12,711 | 13,162 |
| 2,094 | 2,269 | Agriculture and forestry | 2,269 | 2,094 |
| 970 | 1,210 | Fisheries and hunting | 1,210 | 970 |
| 645 | 1,305 | Sea farming industries | 1,305 | 645 |
| 1,582 | 1,796 | Manufacturing | 1,796 | 1,582 |
| 3,363 | 3,799 | Construction, power and water supply | 3,799 | 3,363 |
| 4,197 | 5,461 | Retail trade, hotels and restaurants | 5,461 | 4,197 |
| 1,059 | 1,182 | Maritime sector | 1,182 | 1,059 |
| 5,027 | 5,821 | Property management | 5,750 | 4,718 |
| 7,643 | 9,286 | Business services | 9,286 | 7,643 |
| 8,186 | 8,930 | Transport and other services provision | 8,518 | 7,819 |
| 3,278 | 3,795 | Other sectors | 3,641 | 3,001 |
| 86,870 | 98,166 | Total deposits from customers broken down by sector and industry | 97,529 | 85,917 |
| 31 Dec 2019 | 31 Dec 2020 | Deposits specified by geographic area | 31 Dec 2020 | 31 Dec 2019 |
| 55,495 | 64,599 | Trøndelag | 64,019 | 54,712 |
| 15,705 | 16,450 | Møre og Romsdal | 16,450 | 15,705 |
| 698 | 801 | Nordland | 801 | 698 |
| 6,653 | 7,212 | Oslo | 7,155 | 6,482 |
| 7,022 | 8,393 | Other counties | 8,393 | 7,022 |
| 1,298 | 710 | Abroad | 710 | 1,298 |
| 86,870 | 98,166 | Total deposits broken down by geographic area | 97,529 | 85,917 |
Financial results
Annual report and notes
