Income statement

Parent Bank				Group
2015	2016	(NOK million)	Notes	2016	2015

3,865	3,401	Interest income	4,19	3,597	4,031
2,161	1,717	Interest expenses	4,19	1,714	2,159
1,703	1,684	Net interest income		1,883	1,872

1,005	971	Fee and commission income	4,20	1,251	1,245
103	85	Fee and commission expenses	4,20	133	135
220	36	Other operating income	4,20	556	435
1,123	922	Net fee and commission income and other operating income		1,674	1,545

471	817	Dividends	21,43	88	25
-	-	Income from associates and joint ventures	21,39	423	448
-125	188	Net return on financial investments	21	434	-14
346	1,006	Net return on financial investments		944	459

3,172	3,612	Total income		4,502	3,876

589	536	Staff costs	22,24	1,159	1,093
628	615	Other operating expenses	23,33	844	838
1,217	1,151	Operating expenses		2,003	1,931

1,955	2,461	Result before losses		2,499	1,945

159	502	Loss on loans, guarantees etc.	11	516	169
1,796	1,959	Profit before income tax		1,983	1,776

325	290	Tax charge	25	341	370
-	-13	Result investment held for sale, after tax		4	-1
1,471	1,655	Profit for the year		1,647	1,406

		Attributable to:
		Equity holders of parent company		1,606	1,410
		Equity holders of non-controlling interests		41	-4

		Profit per ECC		8.11	7.00
		Diluted profit per ECC		7.91	7.02

Other comprehensive income

Parent Bank			Group
2015	2016	(NOK million)	2016	2015
1,471	1,655	Net profit	1,647	1,406

		Items that will not be reclassified to profit/loss
109	-75	Actuarial gains and losses pensions	-77	115
-27	19	Tax	19	-28
-	-	Share of other comprehensive income of associates and joint venture	-1	36
82	-56	Total	-58	123

		Items that will be reclassified to profit/loss
75	-52	Available-for-sale financial assets	-50	78
-	-	Share of other comprehensive income of associates and joint venture	-7	1
-1	-	Tax	-	-1
74	-52	Total	-58	78
1,627	1,547	Total other comprehensive income	1,531	1,607
		Attributable to:
		Equity holders of parent company	1,490	1,611
		Equity holders of non-controlling interests	41	-4
Other comprehensive income comprise items reflected directly in equity capital that are not transactions with owners, cf. IAS 1.