Note 10 - Age breakdown of contracts fallen due but not written down

The table shows amounts fallen due on loans and overdrafts on credits/deposits by number of days past due date not caused by payment service delays. The entire loan exposure is included where parts of the exposure have fallen due.  

Parent bank          
31 Dec 15          
(NOK million)  Up to 30 days  31 - 60 days 61 - 90 days Over 91 days Total
Loans to and receivables from customers          
Retail market 947 260 66 94 1,368
Corporate market 90 4 1 22 117
Total 1,038 265 67 116 1,486
           
31 Dec 14          
(NOK million)  Up to 30 days  31 - 60 days 61 - 90 days Over 91 days  Total 
Loans to and receivables from customers          
Retail market 1069 279 45 88 1,481
Corporate market 180 4 2 23 209
Total 1,249 283 47 111 1,690

Of the total amount of gross loans fallen due but not written down, the realisable value of the associated collateral at 31 December 2015 was NOK 1,263 million (1,643 million).  

Group          
31 Dec 15          
(NOK million)  Up to 30 days  31 - 60 days 61 - 90 days Over 91 days Total
Loans to and receivables from customers          
Retail market 950 283 72 121 1,426
Corporate market 95 18 2 45 159
Total 1,045 301 73 166 1,585
           
31 Dec 14          
(NOK million)  Up to 30 days  31 - 60 days 61 - 90 days Over 91 days  Total 
Loans to and receivables from customers          
Retail market 1144 292 48 105 1,589
Corporate market 312 25 3 33 373
Total 1,456 317 51 138 1,963

Of the total amount of gross loans fallen due but not written down, the realisable value of the associated collateral at 31 December 2015 was NOK 1,323 million (1,701 million).

Financial results

Annual report and notes

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