Note 18 - Liquidity risk

Liquidity risk is the risk that the group will be unable to refinance its debt or unable to finance increases in its assets. See note 6 on risk factors for a detailed description.

Group             
31 Dec 15 (NOK million) On demand Below 3 months 3-12 months 1 - 5 yrs Above 5 yrs Total
Cash flows related to liabilities            
Debt to credit institutions 6,156 1,646 241 - 111 8,155
Deposits from and debt to customers 58,377 661 1,550 3,502 - 64,090
Debt created by issuance of securities - 2,764 5,994 23,884 1,737 34,379
Derivatives - contractual cash flow out - 549 3,051 7,289 678 11,566
Other commitments 47 1,003 613 70 - 1,734
Subordinated debt *) - 14 300 3,060 - 3,374
Total cash flow, liabilities 64,581 6,638 11,749 37,804 2,525 123,297
             
Contractual cash flows out - 549 3,051 7,289 678 11,566
Contractual cash flows in - -568 -3,518 -8,310 -793 -13,189
Net contractual cash flows - -19 -467 -1,021 -115 -1,623
             
             
Group            
31 Dec 14 (NOK million) On demand Below 3 months 3-12 months 1 - 5 yrs Above 5 yrs Total
Cash flows related to liabilities            
Debt to credit institutions 7,696 1,306 - - 121 9,123
Deposits from and debt to customers 54,893 1,364 1,429 2,994 - 60,680
Debt created by issuance of securities - 3,991 1,245 24,419 2,578 32,233
Derivatives - contractual cash flow out - 904 748 7,703 1,555 10,910
Other commitments 37 975 537 77 - 1,625
Subordinated debt *) - 15 - 2,808 450 3,273
Total cash flow, liabilities 62,626 8,555 3,959 38,001 4,704 117,844
             
Contractual cash flows out - 904 748 7,703 1,555 10,910
Contractual cash flows in - -938 -902 -8,055 -1,744 -11,639
Net contractual cash flows - -33 -154 -352 -189 -729

Does not include value adjustments for financial instruments at fair value.

*) For subordinated debt the call date is used for cash settlement

 

Financial results

Annual report and notes

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