Note 7 - Net commission income and other income

Parent Bank				Group

2009	2010	2011	(NOK million)	2011	2010	2009

			Commission income
29	29	28	Guarantee commission	28	29	29
-	-	-	Broker commission	221	170	133
40	43	40	Portfolio commission, savings products	33	36	34
18	8	5	Sales commission, savings products	23	34	70
82	107	71	Commission from SpareBank 1 Boligkreditt	71	107	82
266	279	275	Payment transmission services	275	279	265
82	96	105	Commission from insurance services	105	96	82
6	11	19	Other commission income	20	16	9
524	573	544	Total commission income	778	766	706

			Commission expenses
78	73	74	Payment transmission services	75	73	78
0	1	0	Other commission expenses	8	8	6
78	74	75	Total commission expenses	83	81	84

			Other operating income
0	2	22	Operating income real property	20	1	1
-	-	-	Property administration and sale of property	82	73	62
6	15	14	Income from financial advice (Corporate)	14	15	6
2	7	4	Securities trading	4	7	2
-	-	-	Accountant's fees	78	50	44
10	0	0	Other operating income	27	23	19
17	24	39	Total other operating income	224	170	134

463	524	508	Total net commision income and other operating income	919	855	756