Note 14 - Age breakdown of contracts fallen due but not written down

The table shows amounts fallen due on loans and overdrafts on credits/deposits by number of days past due date not caused by payment service delays. The entire loan exposure is included where parts of the exposure have fallen due.  

Parent bank          
2011          
(NOK million)  Up to 30 days  31 - 60 days 61 - 90 days Over 91 days Total
Loans to and receivables from customers          
- Retail market 542 181 24 74 821
- Corporate market 219 42 21 60 343
Total 762 223 45 135 1,164
           
2010          
(NOK million)  Up to 30 days  31 - 60 days 61 - 90 days Over 91 days  Total 
Loans to and receivables from customers          
- Retail market 639 223 27 67 956
- Corporate market 300 70 3 31 404
Total 939 293 30 98 1360
           
2009          
(NOK million)  Up to 30 days  31 - 60 days 61 - 90 days Over 91 days  Total 
Loans to and receivables from customers          
- Retail market 578 191 11 96   877
- Corporate market 188 167 6 57   418
Total 766 359 17 153 1,295

Of the total amount of gross loans fallen due but not written down, the realisable value of the associated collateral at 31 December 2011 was NOK 414 million.  

Group          
2011          
(NOK million)  Up to 30 days  31 - 60 days 61 - 90 days Over 91 days Total
Loans to and receivables from customers          
- Retail market 543 193 28 82 846
- Corporate market 225 75 28 65 392
Total 768 268 55 147 1,238
           
2010          
(NOK million)  Up to 30 days  31 - 60 days 61 - 90 days Over 91 days  Total 
Loans to and receivables from customers          
- Retail market 640 238 30 75 983
- Corporate market 307 113 38 55 513
Total 947 350 67 130 1495
           
2009          
(NOK million)  Up to 30 days  31 - 60 days 61 - 90 days Over 91 days  Total 
Loans to and receivables from customers          
- Retail market 579 203 13   108   903
- Corporate market 193 222 47 84   546
Total 772 425 60 192 1,449

Of the total amount of gross loans fallen due but not written down, the realisable value of the associated collateral at 31 December 2011 was NOK 519 million.  

Annual report and notes

© SpareBank 1 SMN