Note 16 - Liquidity risk
Liquidity risk is the risk that the group will be unable to refinance its debt or unable to finance increases in its assets. See note 6 on risk factors for a detailed description.
| Group | |||||||||
| At 31 Dec 2020 (NOK million) | On demand | Below 3 months |
3-12 months |
1 - 5 yrs | Above 5 yrs | Total | |||
| Cash flows related to liabilities 2) | |||||||||
| Debt to credit institutions | 11,325 | 1,732 | - | - | 36 | 13,093 | |||
| Deposits from and debt to customers | 76,601 | 13,486 | 2,944 | 4,497 | - | 97,529 | |||
| Debt created by issuance of securities | - | 1,179 | 6,524 | 35,468 | 1,804 | 44,976 | |||
| Derivatives - contractual cash flow out | - | 2,090 | 10,254 | 20,957 | 1,036 | 34,337 | |||
| Other commitments | - | 1,582 | 715 | 468 | 260 | 3,025 | |||
| Subordinated debt 1) | - | 9 | 68 | 1,798 | - | 1,874 | |||
| Total cash flow, liabilities | 87,926 | 20,079 | 20,505 | 63,188 | 3,136 | 194,834 | |||
| Derivatives net cash flows | |||||||||
| Contractual cash flows out | - | 2,090 | 10,254 | 20,957 | 1,036 | 34,337 | |||
| Contractual cash flows in | - | -1,693 | -10,240 | -21,048 | -1,182 | -34,163 | |||
| Net contractual cash flows | - | 397 | 14 | -92 | -146 | 174 | |||
| Group | |||||||||
| At 31 Dec 2019 (NOK million) | On demand | Below 3 months |
3-12 months |
1 - 5 yrs | Above 5 yrs | Total | |||
| Cash flows related to liabilities 2) | |||||||||
| Debt to credit institutions | 8,567 | 245 | - | - | 42 | 8,853 | |||
| Deposits from and debt to customers | 64,441 | 14,481 | 3,524 | 3,471 | - | 85,917 | |||
| Debt created by issuance of securities | - | 1,210 | 7,389 | 29,599 | 6,589 | 44,787 | |||
| Derivatives - contractual cash flow out | - | 466 | 5,993 | 25,392 | 3,604 | 35,455 | |||
| Other commitments | - | 1,315 | 731 | 267 | 214 | 2,526 | |||
| Subordinated debt 1) | - | 23 | 357 | 1,940 | - | 2,319 | |||
| Total cash flow, liabilities | 73,008 | 17,740 | 17,993 | 60,669 | 10,447 | 179,857 | |||
| Derivatives net cash flows | |||||||||
| Contractual cash flows out | - | 466 | 5,993 | 25,392 | 3,604 | 35,455 | |||
| Contractual cash flows in | - | -223 | -6,483 | -26,501 | -3,682 | -36,889 | |||
| Net contractual cash flows | - | 244 | -490 | -1,109 | -79 | -1,434 | |||
|
Does not include value adjustments for financial instruments at fair value |
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Financial results
Annual report and notes
