Note 18 - Liquidity risk
Liquidity risk is the risk that the group will be unable to refinance its debt or unable to finance increases in its assets. See note 6 Risk factors for a detailed description.
| Group | |||||||||
| At 31.12.2013 (NOK million) | On demand | Below 3 months | 3-12 months | 1 - 5 yrs | Above 5 yrs |
Total | |||
| Cash flows related to liabilities | |||||||||
| Debt to credit institutions | 3,966 | 87 | 1,143 | 1,052 | 131 | 6,379 | |||
| Deposits from and debt to customers | 50,234 | 1,385 | 1,486 | 2,969 | - | 56,074 | |||
| Debt created by issuance of securities | - | 4,965 | 4,698 | 21,622 | 2,400 | 33,685 | |||
| Derivatives - contractual cash flow out | - | 1,584 | 845 | 5,443 | 1,429 | 9,301 | |||
| Other commitments | 34 | 1,595 | 608 | 66 | - | 2,303 | |||
| Subordinated debt | - | - | - | 2,772 | 450 | 3,222 | |||
| Total cash flow, liabilities | 54,234 | 9,616 | 8,780 | 33,924 | 4,410 | 110,964 | |||
| Contractual cash flows out | - | 1,584 | 845 | 5,443 | 1,429 | 9,301 | |||
| Contractual cash flows in | - | -1,578 | -1,004 | -6,039 | -1,646 | -10,267 | |||
| Net contractual cash flows | - | 6 | -159 | -596 | -217 | -966 | |||
| Group | |||||||||
| At 31.12.2012 (NOK million) | On demand | Below 3 months | 3-12 months | 1 - 5 yrs | Above 5 yrs |
Total | |||
| Cash flows related to liabilities | |||||||||
| Debt to credit institutions | 2,521 | 225 | 1,069 | 3,367 | 228 | 7,410 | |||
| Deposits from and debt to customers | 44,109 | 1,488 | 3,163 | 3,492 | - | 52,252 | |||
| Debt created by issuance of securities | - | 1,340 | 3,917 | 19,936 | 4,950 | 30,143 | |||
| Derivatives - contractual cash flow out | - | 162 | 498 | 3,753 | 2,141 | 6,553 | |||
| Other commitments | 126 | 1,462 | 427 | 110 | - | 2,124 | |||
| Subordinated debt | - | 169 | 415 | 1,300 | 1,034 | 2,918 | |||
| Total cash flow, liabilities | 46,756 | 4,845 | 9,489 | 31,957 | 8,353 | 101,400 | |||
| Contractual cash flows out | - | 162 | 498 | 3,753 | 2,141 | 6,553 | |||
| Contractual cash flows in | - | -135 | -664 | -4,229 | -2,348 | -7,375 | |||
| Net contractual cash flows | - | 27 | -166 | -476 | -207 | -822 | |||
Does not include value adjustments for financial instruments at fair value.
Financial results
Annual report and notes
