Note 17 - Liquidity risk
Liquidity risk is the risk that the group will be unable to refinance its debt or unable to finance increases in its assets. See note 6 Risk factors for a detailed description.
| Group | |||||||||
| At 31.12.2012 (NOK million) | On demand | Below 3 months | 3-12 months | 1 - 5 yrs | Above 5 yrs | Total | |||
| Cash flows related to liabilities | |||||||||
| Debt to credit institutions | 2,521 | 225 | 1,069 | 3,367 | 228 | 7,410 | |||
| Deposits from and debt to customers | 44,109 | 1,488 | 3,163 | 3,492 | - | 52,252 | |||
| Debt created by issuance of securities | - | 1,340 | 3,917 | 19,936 | 4,950 | 30,143 | |||
| Derivatives - contractual cash flow out | - | 162 | 498 | 3,753 | 2,141 | 6,553 | |||
| Other commitments | 126 | 1,462 | 427 | 110 | - | 2,124 | |||
| Subordinated debt | - | 169 | 415 | 1,300 | 1,034 | 2,918 | |||
| Total cash flow, liabilities | 46,756 | 4,845 | 9,489 | 31,957 | 8,353 | 101,400 | |||
| Contractual cash flows out | - | 162 | 498 | 3,753 | 2,141 | 6,553 | |||
| Contractual cash flows in | - | -135 | -664 | -4,229 | -2,348 | -7,375 | |||
| Net contractual cash flows | - | 27 | -166 | -476 | -207 | -822 | |||
| Group | |||||||||
| At 31.12.2011 (NOK million) | On demand | Below 3 months | 3-12 months | 1 - 5 yrs | Above 5 yrs | Total | |||
| Cash flows related to liabilities | |||||||||
| Debt to credit institutions | 2,624 | 1,491 | 296 | 4,457 | 251 | 9,118 | |||
| Deposits from and debt to customers | 40,831 | 490 | 4,306 | 2,244 | - | 47,871 | |||
| Debt created by issuance of securities | - | 3,318 | 1,555 | 22,052 | 1,075 | 27,999 | |||
| Derivatives - contractual cash flow out | - | 159 | 379 | 1,573 | 301 | 2,412 | |||
| Other commitments | 125 | 1,518 | 375 | 103 | - | 2,122 | |||
| Subordinated debt | - | - | - | 1,402 | 1,149 | 2,552 | |||
| Total cash flow, liabilities | 43,581 | 6,975 | 6,911 | 31,831 | 2,776 | 92,073 | |||
| Contractual cash flows out | - | 159 | 379 | 1,573 | 301 | 2,412 | |||
| Contractual cash flows in | - | -167 | -485 | -1,831 | -426 | -2,909 | |||
| Net contractual cash flows | - | -8 | -106 | -259 | -125 | -497 | |||
Does not include value adjustments for financial instruments at fair value.
Financial results
Annual report and notes
