Note 18 - Liquidity risk
Liquidity risk is the risk that the group will be unable to refinance its debt or unable to finance increases in its assets. See note 6 on risk factors for a detailed description.
| Group | |||||||||
| At 31. Dec 2016 (NOK million) | On demand | Below 3 months |
3-12 months |
1 - 5 yrs | Above 5 yrs | Total | |||
| Cash flows related to liabilities | |||||||||
| Debt to credit institutions | 7,588 | 2,138 | - | 682 | 100 | 10,509 | |||
| Deposits from and debt to customers | 56,804 | 5,376 | 1,581 | 3,406 | - | 67,168 | |||
| Debt created by issuance of securities | - | 2,561 | 3,783 | 26,041 | 3,479 | 35,863 | |||
| Derivatives - contractual cash flow out | - | 783 | 7,216 | 21,313 | 2,389 | 31,701 | |||
| Other commitments | 2 | 886 | 524 | 120 | - | 1,531 | |||
| Subordinated debt * | - | 14 | 1,000 | 2,104 | - | 3,118 | |||
| Total cash flow, liabilities | 64,394 | 11,759 | 14,104 | 53,666 | 5,969 | 149,891 | |||
| Contractual cash flows out | - | 783 | 7,216 | 21,313 | 2,389 | 31,701 | |||
| Contractual cash flows in | - | -363 | -6,704 | -21,181 | -2,406 | -30,654 | |||
| Net contractual cash flows | - | 420 | 512 | 132 | -17 | 1,047 | |||
| Group | |||||||||
| At 31. Dec 2015 (NOK million) | On demand | Below 3 months |
3-12 months |
1 - 5 yrs | Above 5 yrs | Total | |||
| Cash flows related to liabilities | |||||||||
| Debt to credit institutions | 6,156 | 1,646 | 241 | - | 111 | 8,155 | |||
| Deposits from and debt to customers | 58,377 | 661 | 1,550 | 3,502 | - | 64,090 | |||
| Debt created by issuance of securities | - | 2,764 | 5,994 | 23,884 | 1,737 | 34,379 | |||
| Derivatives - contractual cash flow out | - | 549 | 3,051 | 7,289 | 678 | 11,566 | |||
| Other commitments | 47 | 1,003 | 613 | 70 | - | 1,734 | |||
| Subordinated debt *) | - | 14 | 300 | 3,060 | - | 3,374 | |||
| Total cash flow, liabilities | 64,581 | 6,638 | 11,749 | 37,804 | 2,525 | 123,297 | |||
| Contractual cash flows out | - | 549 | 3,051 | 7,289 | 678 | 11,566 | |||
| Contractual cash flows in | - | -568 | -3,518 | -8,310 | -793 | -13,189 | |||
| Net contractual cash flows | - | -19 | -467 | -1,021 | -115 | -1,623 | |||
| Does not include value adjustments for financial instruments at fair value. | |||||||||
| *) For subordinated debt the call date is used for cash settlement | |||||||||
Financial results
Annual report and notes
