Note 7 - Credit institutions - loans and advances
| Parent Bank | Group | |||
| 31 Dec 2019 | 31 Dec 2020 | Loans and advances to credit institutions (NOK million) | 31 Dec 2020 | 31 Dec 2019 |
| 9,181 | 10,375 | Loans and advances without agreed maturity or notice of withdrawal | 2,565 | 2,110 |
| - | 2,526 | Loans and advances with agreed maturity or notice of withdrawal | 2,527 | 0 |
| 9,181 | 12,901 | Total | 5,091 | 2,110 |
| Specification of loans and receivables on key currencies | ||||
| 4 | 25 | CAD | 25 | 4 |
| 7 | 30 | CHF | 30 | 7 |
| 1,010 | 815 | EUR | 793 | 1,010 |
| 89 | 154 | GBP | 154 | 89 |
| 1 | 8 | JPY | 8 | 1 |
| 7,985 | 11,768 | NOK | 3,975 | 943 |
| 67 | 40 | SEK | 40 | 31 |
| 12 | 39 | USD | 43 | 19 |
| 5 | 23 | Other | 23 | 5 |
| 9,181 | 12,901 | Total | 5,091 | 2,110 |
| 2.3 % | 1.6 % | Average rate credit institutions | 1.1 % | 1.8 % |
| 31 Dec 2019 | 31 Dec 2020 | Deposits from credit institutions (NOK million) | 31 Dec 2020 | 31 Dec 2019 |
| 7,299 | 10,404 | Deposits without agreed maturity or notice of withdrawal | 10,869 | 8,567 |
| 287 | 2,226 | Deposits with agreed maturity or notice of withdrawal | 2,226 | 287 |
| 7,585 | 12,630 | Total | 13,095 | 8,853 |
| Specification of deposits on key currencies | ||||
| 10 | - | DKK | - | 10 |
| 343 | 1,716 | EUR | 1,716 | 343 |
| 2 | 38 | GBP | 38 | 2 |
| 19 | 8 | JPY | 8 | 19 |
| 7,143 | 10,847 | NOK | 11,312 | 8,411 |
| 14 | - | SEK | - | 14 |
| 50 | 21 | USD | 21 | 50 |
| 4 | 1 | Other | 1 | 4 |
| 7,585 | 12,630 | Total | 13,095 | 8,853 |
| 1.2 % | 0.4 % | Average rate credit institutions | 0.4 % | 1.3 % |
| 31 Dec 2019 | 31 Dec 2020 | Other commitments to credit institutions (NOK million) | 31 Dec 2020 | 31 Dec 2019 |
| 155 | 191 | Unutilised credits | 191 | 155 |
| 95 | 95 | Financial guarantees | 95 | 95 |
| 250 | 286 | Total | 286 | 250 |
Deposits from and loans to credit institutions with mainly floating interest.
The average interest rate is calculated based on the interest income/expense of the holding accounts' average balance for the given year. This is, however, limited to holdings in NOK denominated accounts.
Financial results
Annual report and notes
