Note 18 - Liquidity risk
Liquidity risk is the risk that the group will be unable to refinance its debt or unable to finance increases in its assets. See note 6 on risk factors for a detailed description.
| Group | |||||||||
| At 31 Dec 2017 (NOK million) | On demand | Below 3 months | 3-12 months | 1 - 5 yrs | Above 5 yrs | Total | |||
| Cash flows related to liabilities | |||||||||
| Debt to credit institutions | 8,288 | 737 | - | 491 | 90 | 9,607 | |||
| Deposits from and debt to customers | 62,284 | 6,783 | 2,171 | 5,238 | - | 76,476 | |||
| Debt created by issuance of securities | - | 3,922 | 5,668 | 28,753 | 3,644 | 41,987 | |||
| Derivatives - contractual cash flow out | - | 4,334 | 3,139 | 29,475 | 2,607 | 39,555 | |||
| Other commitments | 2 | 1,210 | 554 | 153 | 5 | 1,924 | |||
| Subordinated debt *) | - | 10 | 659 | 1,157 | 250 | 2,076 | |||
| Total cash flow, liabilities | 70,574 | 16,996 | 12,191 | 65,267 | 6,596 | 171,624 | |||
| Contractual cash flows out | - | 4,334 | 3,139 | 29,475 | 2,607 | 39,555 | |||
| Contractual cash flows in | - | -3,597 | -2,646 | -29,587 | -2,804 | -38,633 | |||
| Net contractual cash flows | - | 737 | 494 | -112 | -197 | 922 | |||
| Group | |||||||||
| At 31 Dec 2016 (NOK million) | On demand | Below 3 months | 3-12 months | 1 - 5 yrs | Above 5 yrs | Total | |||
| Cash flows related to liabilities | |||||||||
| Debt to credit institutions | 7,588 | 2,138 | - | 682 | 100 | 10,509 | |||
| Deposits from and debt to customers | 56,804 | 5,376 | 1,581 | 3,406 | - | 67,168 | |||
| Debt created by issuance of securities | - | 2,561 | 3,783 | 26,041 | 3,479 | 35,863 | |||
| Derivatives - contractual cash flow out | - | 783 | 7,216 | 21,313 | 2,389 | 31,701 | |||
| Other commitments | 2 | 886 | 524 | 120 | - | 1,532 | |||
| Subordinated debt *) | - | 14 | 1,000 | 1,154 | - | 2,168 | |||
| Total cash flow, liabilities | 64,394 | 11,759 | 14,104 | 52,716 | 5,969 | 148.941 | |||
| Contractual cash flows out | - | 783 | 7,216 | 21,313 | 2,389 | 31,701 | |||
| Contractual cash flows in | - | -363 | -6,704 | -21,181 | -2,406 | -30,654 | |||
| Net contractual cash flows | - | 420 | 512 | 132 | -17 | 1,047 | |||
| Does not include value adjustments for financial instruments at fair value | |||||||||
| *) For subordinated debt the call date is used for cash settlement | |||||||||
Financial results
Annual report and notes
